Your reputation, finally on the record
You've spent years paying suppliers on time and delivering for customers — and no bank has ever seen it. The Finvoice Trust Score turns that everyday discipline into a verified reputation that opens doors and lowers your cost of capital.
Earned from real trade, not paperwork
There is no application, no interview and no form to fill. Your Trust Score builds itself from what actually happens on the network — invoices sent, acknowledged by real counterparties, and settled on time. It's the record your business has been quietly earning all along.
Acknowledged invoices
Every buyer confirmation is verified, timestamped evidence that you deliver what you invoice for.
On-time settlement
Paying and being paid on schedule — on both sides of the invoice — strengthens your score.
Consistency over time
Steady trading month after month counts for more than one good week. Reputations are built, not bought.
A score that opens doors
Your Trust Score isn't a vanity metric. It changes what your business can do.
Discounted financing
A strong score unlocks early payment on unpaid invoices at preferential rates, financed by Tanzania's leading banks and financial institutions.
Credibility with new partners
Share your trust profile when courting a big customer or supplier. Verified history beats a printed brochure.
Better terms, backed by evidence
Negotiate longer credit or bigger orders with proof of how reliably you settle — not just promises.
A signal that compounds
Every settled invoice makes the next deal easier and the next shilling of capital cheaper.
The score that lowers your cost of capital
When you request early payment on an invoice, your Trust Score sets the discount rate — automatically, transparently, with no negotiation. A stronger score means a lower rate on every request.
Transparent
See every factor behind your score and exactly what would improve it.
Automatic
No forms, no renewals. The score updates as you trade — and so does your rate.
Yours
The score belongs to your business. You decide when to share it and with whom.
Recognized
The same score is what qualifies your invoices for financing by Tanzania's leading banks and financial institutions.
Transparent, earned and in your control
A reputation system only works if it's fair. Here's how we keep it that way.
Only real activity counts
The score is built from verified invoices between real counterparties — it can't be inflated with self-dealing or bought placements.
Every entry is visible to you
Open your score and see the exact invoices and settlements behind it. No black box.
Disputes pause, not punish
If an invoice is disputed, it's set aside until resolved — a disagreement doesn't damage your score by default.
Shared only with consent
Your detailed history stays private. Others see only what you choose to share, when you choose to share it.
Where your score fits in the journey
The Trust Score is the bridge between free invoicing and discounted financing. Trade well, and it carries you across.
Reputation, measured
Your track record deserves to count
Start invoicing on Finvoice today and turn the discipline you already have into a reputation banks recognize.