Invoice freely. Build trust. Unlock capital.
Finvoice is the invoice network for Tanzanian business. Every professional invoice you send, and every settlement made on time, builds a verified reputation — and that reputation earns you discounted financing when you need cash.
One network, three capabilities
Each piece is useful on its own. Together, they turn your everyday trading into a financial advantage.
Professional invoicing, free forever
Create, send and receive unlimited invoices with any business in Tanzania. Track every one from sent to acknowledged to settled.
- Unlimited invoices and customers at no cost
- Branded PDFs and secure shareable links
- Acknowledgment and settlement tracking in real time
A Trust Score that works for you
Every acknowledged invoice and on-time settlement becomes verified evidence of how your business trades — a reputation you own and can share.
- Built automatically from real trading activity
- Transparent — see exactly what moves your score
- A trust profile you can share with partners
Discounted financing, earned
A strong Trust Score unlocks early payment on your unpaid invoices, financed by Tanzania's leading banks and financial institutions.
- Funds in as little as 48 hours
- Rates that improve as your score grows
- Your acknowledged invoice is the security — no collateral
How the pieces fit together
Finvoice is a flywheel: the more you invoice and settle on time, the stronger your reputation — and the cheaper your capital.
Invoice
Send professional invoices to any business in Tanzania — free and unlimited.
Acknowledge
Your customer confirms the invoice — a verified, timestamped commitment to pay.
Settle
On-time settlements are recorded and build your verified Trust Score.
Unlock
A strong score unlocks discounted early payment on invoices you're still waiting on.
Institutional capital, invisible plumbing
You never shop for lenders or sit through credit committees. When your reputation qualifies, Finvoice arranges early payment financed by Tanzania's leading banks and financial institutions — quietly, in the background.
One relationship
You deal only with Finvoice. One account, one agreement, one place to see everything.
Regulated capital
Every shilling advanced comes from licensed Tanzanian banks and financial institutions.
Transparent pricing
One discount rate, shown up front before you commit. No hidden fees, ever.
Bank-level security
Your data is encrypted and shared only as needed to complete your financing request.
Free where it should be, fast where it counts
Built for how Tanzania does business
Serious infrastructure underneath, simple tools on top.
Bank-level security
Encryption in transit and at rest, with automated backups of every record.
English & Swahili
The whole platform — and every invoice you send — works in both languages.
Works on any device
Run your receivables from a laptop in the office or a phone at the market.
Real-time everything
Statuses, acknowledgments and settlements update the moment they happen.
Start free. The network does the rest.
Send your first invoice in minutes. Every one after that builds the reputation your business deserves.