Send invoices. Build trust. Unlock cheaper capital.

Finvoice is the invoice network for Tanzanian business. Invoice any business free, build a verified payment reputation with every settled invoice, and use it to get your next invoices financed at discounted rates by Tanzania's leading banks and financial institutions.

Free, unlimited invoicing
Reputation grows with every payment
Financing from leading Tanzanian institutions
01 SEND INVOICE
INV-2026-0847
Kilimanjaro Traders Ltd
TZS 7,600,000
Sent
02 GET PAID
MOBILE MONEY BANK MASTERCARD VISA
Paid in full
TZS 7,600,000
Paid
03 BUILD YOUR SCORE
TRUST SCORE
B A A+
2.1% financing unlocked
The Finvoice network

One network. Everything your business needs to trade on trust.

From your first invoice to your first financed order — Finvoice turns your day-to-day trading into an asset.

01

Professional invoicing, free

Create, send, and track invoices with any business in Tanzania. No fees, no limits — invoicing should never cost you.

02

A reputation that works for you

Every acknowledged invoice and on-time settlement builds your verified Trust Score — a track record buyers and lenders can believe.

03

Discounted invoice financing

Turn unpaid invoices into working capital. The stronger your reputation, the better your rates — funded by Tanzania's best institutions.

04

Payment pages that get you paid

Every invoice ships with a secure payment page — mobile money, bank transfer, or card. One click for your buyer, instant verified settlement for you.

The journey

How Finvoice works.

Start free. Every invoice you settle moves you closer to cheaper capital.

Start invoicing free
01

Invoice your buyers

Send professional invoices to any business in Tanzania — free, in minutes, from any device.

02

Buyers acknowledge & pay

Your buyer confirms the invoice and settles it on its payment page — mobile money, bank transfer, or card. Every step is verified and recorded.

03

Your reputation grows

Each settled invoice strengthens your Trust Score — a verified trading history that becomes your business's credit story.

04

Unlock discounted financing

Use your reputation to get invoices financed early at preferential rates by Tanzania's leading banks and financial institutions.

Reputation

Your track record is an asset. Start compounding it.

Banks can't see your hustle — until now. Finvoice turns the invoices you already send into a verified reputation that lowers your cost of capital.

Verified by real trade

Your score is built from acknowledged invoices and real settlements — not paperwork or promises.

Grows with every payment

On-time settlements, repeat trading partners, and a dispute-free history all strengthen your standing.

Yours to use

Share your Trust Score with buyers to win bigger orders, or use it to unlock better financing terms.

Trust Score
A+
128 invoices settled on time
Financing

Working capital, backed by Tanzania's best.

When you need cash before an invoice is due, Finvoice connects you to financing from the country's leading banks and financial institutions — right from your dashboard.

Rates that reward reputation

The stronger your verified trading history, the deeper your discount on every financed invoice.

Funds in as little as 48 hours

Accept an offer and get paid fast — no branch visits, no stacks of paperwork.

Backed by your invoices, not collateral

Your verified receivables are the security. No land titles, no guarantors required.

Transparent, all-in pricing

See the exact discount before you accept. No hidden fees, ever.

Built for how Tanzania does business

0 TZS
To send an invoice — free forever
< 48hrs
From offer to funds in your account
TZS-first
Local currency, local payment rails
24/7
Platform availability, EAT support

Your next invoice could be worth more than money.

Every invoice you send on Finvoice builds the reputation that unlocks cheaper capital. Start free today — it takes minutes.

Free unlimited invoicing
No card required
Bank-grade security
Support in English & Swahili