Paid in 48 hours, not 60 days
Stop letting long payment terms strangle your cash flow. Turn acknowledged invoices into working capital at a rate your reputation earned — financed by Tanzania's leading banks and financial institutions, arranged entirely by Finvoice.
Four steps between you and your money
No branch visits, no credit committee meetings, no guarantors. The whole process happens inside Finvoice.
Pick an invoice
Choose any acknowledged invoice that's still waiting to be paid.
See your rate
Your discount rate — set by your Trust Score — is shown up front, before you commit to anything.
Get funded
Up to 80% of the invoice value lands in your account, typically within 48 hours.
Buyer settles
When your customer pays on the due date, you receive the balance minus the agreed discount.
Your reputation sets your price
Traditional lenders price you on collateral and paperwork. Finvoice prices you on proof: your acknowledged invoices and on-time settlements. The stronger your Trust Score, the lower your discount rate — and it improves automatically as you keep trading well.
Priced before you commit
The full cost is shown as one discount rate on the offer screen. Accept it or walk away — nothing is charged until you do.
Improves as you trade
Every on-time settlement strengthens your score and can lower the rate on your next request.
No hidden fees
No application fees, no processing fees, no early settlement penalties. One rate, agreed up front.
Institutional capital, without the paperwork
You never meet a loan officer or compare lender offers. Finvoice arranges everything in the background, so financing feels like a feature — not a second job.
Trusted institutions
Every advance is financed by Tanzania's leading banks and financial institutions.
One agreement
You sign with Finvoice, once. No lender meetings, no branch queues, no stacks of forms.
The invoice is the security
No land titles, no vehicle logbooks, no personal guarantors. Your acknowledged invoice does the work.
Regulated and secure
Funds move through regulated channels, and your data is shared only to complete your request.
Financing is unlocked, not applied for
There is no application form. Trade well on Finvoice and eligibility comes to you.
What makes an invoice eligible
- Acknowledged by your customer on Finvoice
- Due within the next 90 days
- Issued by a business with a qualifying Trust Score
- Free of open disputes
Working capital, by the numbers
Your invoices are worth money today
Start invoicing free, build your Trust Score, and unlock financing on your own terms — no collateral, no queues.